Hazards come in many different forms that can generally be broken down into categories of natural, technological, and man-made. Wildfires, tornadoes, earthquakes, and floods are generally in the in the natural hazard category. Wildfires and floods, while both natural hazards can be caused by humans. An arsonist could intentionally start a wildfire or a camper could accidentally be the cause. A flood could be unintentionally be caused by human action or inaction. Inaction could be failure of taking mitigation actions and infrastructure improvements. Regardless of the cause or hazard the process or recovery needs to consider the cost benefit of rebuilding to the construction that existed prior or to a higher standard.

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