Paper details:

In working out your responses to the Discussion Question, you should choose examples from your own experience or find appropriate cases on the Web that
you can discuss- Credit will be given for references you make to relevant examples from real companies- Please make sure that you cite and reference all
your outside sources (including the article itself) properly, as per the Harvard Referencing System-

Why do financial firms innovate and maintain an appetite for risk? Hint: Consider the intermediation asset-liability structure in your response-