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Take a few minutes to look at the computers in your home (or the computer that you use for school). Describe your computer. You might consider:
The type of computer The peripherals Input and output devices How much RAM do you have? Can you add more? How do you know? What type of RAM does your computer take? What processor is in your computer? How many cores does it have? How fast is the processor? How much storage do you have on your hard drive? How much free space do you have? How much space is used? What types of ports does your computer have? How many of each? Ask a friend about their computer. How is it different from yours? Which computer do you consider the better computer? Why? Think about how you use your computer. Choose at least one thing to upgrade that would make your experience using your computer better. Why did you choose to upgrade that particular item? How will it help?
Sample Solution
SWOT analysis is a business analysis technique or strategy formulation tool employed to evaluate the strengths of an entity in order to exploit opportunities for improvement, address weaknesses and mitigate threats to determine policies that will best align the competences and resources to achieve set goals (Al-Zoubi & Honotoria, 2007; Helms & Nixon, 2010; Ommani, 2011; Wang, 2007). Al-Fayoumi and Abuzayed (2009) and Dhingra (2013) utilised SWOT analysis to assess the Jordanian banking sector and Indian public sector banks respectively. Lu and Yadong (2012) also employed SWOT analysis in the study of five rural banks in Heilongjiang province in China. Saravanan and Haneef (2011) used SWOT analysis as part of strategic planning process Non-Bank Financial companies in India. Figure 1 below depicts a SWOT diagram of the Ghanaian banking system. Strengths The systematic reforms and granting of universal licenses not only led to an influx of foreign and privately-owned banks but also liberalised the Ghanaian banking sector, expanded bank branches with expanding deposit-base and increased competition (Ackah & Asiamah, 2014; Akuffo-Duah, 2011; Bawumia & Asiamah, 2008; Opoku-Agyemang, 2015). The increasing competition over time resulted in provision of various products and services, increased cost efficiency, improved corporate governance, risk management and reduced cost of financial services (Denizer et. al., 2000; Boyd and Nicolo, 2005). The reforms also ensured stability in the banking system and deposit protection. The Bank of Ghana Act 2004 empowers the central bank to enforce policies that inure to development of the banking industry and financial sector without governmental influence. Adopting the Basel Accords and International Financial Reporting Standards aids in stymieing systemic risk. Daske (2006), Hail, Leuz and Wysocki (2010) and Karamanou and Nishiotis (2009) discovered that adopting international reporting standards led to increased liquidity, decreased cost of equity capital, enhanced quality of accounting information and heightened disclosure.>
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SWOT analysis is a business analysis technique or strategy formulation tool employed to evaluate the strengths of an entity in order to exploit opportunities for improvement, address weaknesses and mitigate threats to determine policies that will best align the competences and resources to achieve set goals (Al-Zoubi & Honotoria, 2007; Helms & Nixon, 2010; Ommani, 2011; Wang, 2007). Al-Fayoumi and Abuzayed (2009) and Dhingra (2013) utilised SWOT analysis to assess the Jordanian banking sector and Indian public sector banks respectively. Lu and Yadong (2012) also employed SWOT analysis in the study of five rural banks in Heilongjiang province in China. Saravanan and Haneef (2011) used SWOT analysis as part of strategic planning process Non-Bank Financial companies in India. Figure 1 below depicts a SWOT diagram of the Ghanaian banking system. Strengths The systematic reforms and granting of universal licenses not only led to an influx of foreign and privately-owned banks but also liberalised the Ghanaian banking sector, expanded bank branches with expanding deposit-base and increased competition (Ackah & Asiamah, 2014; Akuffo-Duah, 2011; Bawumia & Asiamah, 2008; Opoku-Agyemang, 2015). The increasing competition over time resulted in provision of various products and services, increased cost efficiency, improved corporate governance, risk management and reduced cost of financial services (Denizer et. al., 2000; Boyd and Nicolo, 2005). The reforms also ensured stability in the banking system and deposit protection. The Bank of Ghana Act 2004 empowers the central bank to enforce policies that inure to development of the banking industry and financial sector without governmental influence. Adopting the Basel Accords and International Financial Reporting Standards aids in stymieing systemic risk. Daske (2006), Hail, Leuz and Wysocki (2010) and Karamanou and Nishiotis (2009) discovered that adopting international reporting standards led to increased liquidity, decreased cost of equity capital, enhanced quality of accounting information and heightened disclosure.>
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