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Using stimulus control via derived stimulus relations and how these relations contribute to the learning and cognition of an individual. Considering your own experiences, either personal or professional, give an example of each of the three types of derived relations, providing a brief description as to how each example fits the definition of that relation.

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SWOT analysis is a business analysis technique or strategy formulation tool employed to evaluate the strengths of an entity in order to exploit opportunities for improvement, address weaknesses and mitigate threats to determine policies that will best align the competences and resources to achieve set goals (Al-Zoubi & Honotoria, 2007; Helms & Nixon, 2010; Ommani, 2011; Wang, 2007). Al-Fayoumi and Abuzayed (2009) and Dhingra (2013) utilised SWOT analysis to assess the Jordanian banking sector and Indian public sector banks respectively. Lu and Yadong (2012) also employed SWOT analysis in the study of five rural banks in Heilongjiang province in China. Saravanan and Haneef (2011) used SWOT analysis as part of strategic planning process Non-Bank Financial companies in India. Figure 1 below depicts a SWOT diagram of the Ghanaian banking system. Strengths The systematic reforms and granting of universal licenses not only led to an influx of foreign and privately-owned banks but also liberalised the Ghanaian banking sector, expanded bank branches with expanding deposit-base and increased competition (Ackah & Asiamah, 2014; Akuffo-Duah, 2011; Bawumia & Asiamah, 2008; Opoku-Agyemang, 2015). The increasing competition over time resulted in provision of various products and services, increased cost efficiency, improved corporate governance, risk management and reduced cost of financial services (Denizer et. al., 2000; Boyd and Nicolo, 2005). The reforms also ensured stability in the banking system and deposit protection. The Bank of Ghana Act 2004 empowers the central bank to enforce policies that inure to development of the banking industry and financial sector without governmental influence. Adopting the Basel Accords and International Financial Reporting Standards aids in stymieing systemic risk. Daske (2006), Hail, Leuz and Wysocki (2010) and Karamanou and Nishiotis (2009) discovered that adopting international reporting standards led to increased liquidity, decreased cost of equity capital, enhanced quality of accounting information and heightened disclosure.>

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