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Create a budget for a financial plan using Excel to ensure that the financial information is organized, accurate, and complete. Identify a personal savings goal and a time frame for reaching that goal. Explain your choice of housing option in the context of how it will help you achieve your selected financial goal. Align expenditures to reflect your selected financial goal. Reflect on how creating a step-by-step and organized approach to the assignment helped you to adjust your financial priorities and financial plan. What to submit/deliverables: Two completed templates: Assignment 2 Financial Plan Explanation Word Template and Assignment 2 Financial Plan Budget Excel Template. What is the value of doing this assignment? We all have financial goalsâbuying or renting a home, purchasing a car, paying off a loan, or saving up for a vacation. And it can be challenging to figure out exactly how to save toward these goals, given the numerous expenses of daily living. A financial plan helps you identify how you can reach your short-term and long-term goals, and leverage planning and organization strategies to make meaningful, incremental progress toward realizing these goals. This assignment gives you the opportunity to apply what youâve learned about personal financial planning, productivity strategies, and the use of Excel to develop a personal financial plan aligned to your financial goals. Your goal for this assignment is to: Build your productivity skill by creating a plan for reaching a specific financial goal within an identified time frame. You will use productivity strategies to break financial planning into manageable, organized steps, and you will use Excel to develop a realistic plan that is aligned to your financial goal and considers economic drivers, requirements, and resources. Steps to complete: In Week 7, submit your assignment in BlackBoard by following these steps: STEP 1:Review the following scenario for this assignment. Additionally, review the Assignment 2 Financial Plan Explanation Word Template and Assignment 2 Financial Plan Budget Excel Template. Context: : Imagine that you are in a position where you need to move â this could be because of a change in job or dissatisfaction with your current living arrangement, or something else entirely. Besides needing to find different housing, you also want to begin saving for a specific financial goal. Scenario: Imagine that you are in a position where you need to moveâthis could be because of a change in job, dissatisfaction with your current living arrangement, or something else entirely. Besides needing to find different housing, you also want to begin saving for a specific financial goal. You will use the Assignment 2 Financial Plan Budget Excel Template to create your financial plan and budget table. You will use the Assignment 2 Financial Plan Explanation Word Template to answer the questions related to your financial goals and plan. STEP 2: Think through the productivity strategies you have learned in your coursework and make a plan for how you will break down creating your financial plan into smaller steps to help you stay organized and be productive. STEP 3: Identify an annual income as a starting point for your financial plan and insert the value in the budget table at the top of the Excel template as needed. Use an annual income value that you feel comfortable using for this assignment. You may use one of the following: The sample annual income of $50,000 provided in the template Your current annual income The average/median income of a career field that you would like to be working in at some point in the future. Check out O*Net or CareerOneStop for more information on income for career fields you are interested in. STEP 4: Identify a financial goal you would like to save towards â this can be a short-term (1-2 years) or longterm (3+ years) goal and determine how quickly you want to save for it (Question 2 in Template). Select one of the following goals: Create an emergency fund of $1000 Save up for a vacation that will cost $2000 Save up to buy a $15,000 vehicle Save for a down payment of $40,000 to buy a house Save $50,000 for education (personal, child, family, etc.) STEP 5: For the goal selected, set a timeframe for reaching that goal (1 to 10 years is the recommended range) (Question 3 in Template). Explain why that time frame is realistic to achieve your goal. Remember a good start to figuring out how much to save for your plan would be to divide your goal by the number of years you plan to be saving for it. Put this number into the âSavingsâ cell of the budget table in the Assignment 2 Financial Plan Budget Excel Template. STEP 6: Select a new housing option and fill in the cost in the Budget table. Choose one of the following (Question 4 in Template): Rent a house for $15,000 per year Rent an apartment for $12,000 per year Rent a room only for $9,000 per year STEP 7: Fill in the other dollar expenditures in the budget table of the Assignment 2 Financial Plan Budget Excel Template, according to your preferences. Use the entire $50,000 (or whatever value you used for your annual income). STEP 8: Use formulas to calculate the sum for your âTotalâ cell of the âDollarsâ column and to fill in the âPercentâ column of the budget table. STEP 9: In the Assignment 2 Financial Plan Explanation Word Template, identify the savings goal and the time frame you determined for reaching your goal. Why is the time frame you identified realistic? STEP 10: Explain why you chose the housing option you did and how it will help you achieve your selected financial goal. STEP 11: Explain your choices for non-rent expenditures and how they will help achieve your savings goal within the time frame. In other words, how do your expenditures align with the financial goal you selected? STEP 12: Reflect on the productivity strategies you used to break down your financial plan into smaller steps to help you stay organized and productive. How closely did you follow the plan you thought through in Step 2 on these instructions? How did a step-by-step and organized approach help you to adjust your financial priorities and financial plan?
Sample Solution
Text see of this exposition: This page of the paper has 2111 words. Download the full form above. The United States is home to probably the most famous and productive chronic executioners ever. Names, for example, Ted Bundy, Gary Ridgeway, and the Zodiac Killer have become easily recognized names because of the horrendous idea of their wrongdoings. One of the most productive chronic executioners in American history is John Wayne Gacy. Nicknamed the Killer Clown due to his calling, Gacy assaulted and killed at any rate 33 adolescent young men and youngsters somewhere in the range of 1972 and 1978, which is one of the most elevated realized casualty checks. Gacy’s story has become so notable that his violations have been highlighted in mainstream society and TV shows, for example, American Horror Story: Hotel and Criminal Minds. Criminological science has, and proceeds to, assume a significant function in the comprehending of the case and recognizable proof of the people in question. John Wayne Gacy’s set of experiences of sexual and psychological mistreatment was instrumental in provoking examiner’s curiosity of him as a suspect. John Wayne Gacy was brought into the world on March 17, 1942, in Chicago, Illinois. Being the lone child out of three kids, Gacy had a stressed relationship with his dad, who drank vigorously and was regularly injurious towards the whole family (Sullivan and Maiken 48). In 1949, a contractual worker, who was a family companion, would pet Gacy during rides in his truck; in any case, Gacy never uncovered these experiences to his folks because of a paranoid fear of revenge from his dad (Foreman 54). His dad’s mental maltreatment proceeded into his young grown-up years, and Gacy moved to Las Vegas where he worked quickly in the emergency vehicle administration prior to turning into a funeral home orderly (Sullivan and Maiken 50). As a funeral home chaperon, Gacy was intensely associated with the treating cycle and conceded that one night, he moved into the casket of a perished high school kid and stroked the body (Cahill and Ewing 46). Stunned at himself, Gacy re-visitations of Chicago to live with his family and graduates from Northwestern Business College in 1963, and acknowledges an administration student position with Nunn-Bush Shoe Company. In 1964, Gacy is moved to Springfield and meets his future spouse, Marlynn Myers. In Springfield, Gacy has his subsequent gay experience when a colleague unsteadily performed oral sex on him (London 11:7). Gacy moves to Waterloo, Iowa, and starts a family with Myers. Notwithstanding, after routinely undermining his better half with whores, Gacy submits his previously known rape in 1967 upon Donald Vorhees. In the coming months, Gacy explicitly manhandles a few different young people and is captured and accused of oral homosexuality (Sullivan and Maiken 60). On December 3, 1968, Gacy is indicted and condemned to ten years at the Anamosa State Penitentiary. Gacy turns into a model prisoner at Anamosa and is allowed parole in June of 1970, an only a brief time after his condemning. He had to migrate to Chicago and live with his mom and notice a 10:00PM check in time. Not exactly a year later, Gacy is accused again of explicitly attacking an adolescent kid yet the young didn’t show up in court, so the charges were dropped. Gacy was known by numerous individuals in his locale to be an enthusiastic volunteer and being dynamic in network governmental issues. His function as “Pogo the Clown” the comedian started in 1975 when Gacy joined a nearby “Jaunty Joker” jokester club that routinely performed at raising support occasions. On January 3, 1972, Gacy submits his first homicide of Timothy McCoy, a 16-year old kid venturing out from Michigan to Omaha. Guaranteeing that McCoy went into his room using a kitchen blade, Gacy gets into an actual quarrel with McCoy prior to cutting him over and over in the chest. Subsequent to understanding that McCoy had absentmindedly strolled into the stay with the blade while attempting to get ready breakfast, Gacy covers the body in his unfinished plumbing space. Gacy conceded in the meetings following his capture that slaughtering McCoy gave him a “mind-desensitizing climax”, expressing that this homicide was the point at which he “understood passing was a definitive rush” (Cahill and Ewing 349). Very nearly 2 years after the fact, Gacy submits his second homicide of a unidentified young person. Gacy choked the kid prior to stuffing the body in his wardrobe prior to covering him (Cahill 349). In 1975, Gacy’s business was developing rapidly and his craving for youngsters developed with it. Gacy frequently tricked youngsters under his work to his home, persuading them to place themselves in binds, and assaulting and tormenting them prior to choking them (Cahill 169-170). The greater part of Gacy’s killings occurred somewhere in the range of 1976 and 1978, the first of this time occurring in April 1976. A large number of the adolescents that were killed during this time were covered in an unfinished plumbing space under Gacy’s home. For the rest of the killings, Gacy confessed to losing five bodies the I-55 scaffold into the Des Plaines River; in any case, just four of the bodies were ever recuperated (Linedecker 152). In December 1978, Gacy meets Robert Jerome Piest, a 15-year old kid working at a drug store and extends to him an employment opportunity at Gacy’s firm. Piest illuminates his mom regarding this and neglects to restore that night. The Piest family records a missing individual’s report and the drug specialist illuminates police that Gacy would probably be the man that Jerome addressed about a work. When addressed by the police, Gacy denied any inclusion in Piest’s vanishing. Notwithstanding, the police were not persuaded, and Gacy’s set of experiences of sexual maltreatment and battery incited the police to look through his home. Among the things found at Gacy’s home were a 1975 secondary school class ring with the initials J.A.S., numerous driver’s licenses, binds, attire that was excessively little for Gacy, and a receipt for the drug store that Piest had worked at. Throughout the span of the following not many days, specialists got different calls and tips about Gacy’s rapes and the secretive vanishings of Gacy’s representatives. The class ring was ultimately followed back to John A. Szyc, one of Gacy’s casualties in 1977. Futhermore, after analyzing Gacy’s vehicle, examiners found a little group of strands looking like human hair, which were shipped off the labs for additional examination. That very night, search canines were utilized to distinguish any hint of Piest in Gacy’s vehicle, and one of the canines demonstrated that Piest had, truth be told, been available in the vehicle. On December 20, 1977, under the pressure of consistent police reconnaissance and examination, Gacy admits to more than 30 killings and illuminates his attorney and companion where the bodies were covered, both in the unfinished plumbing space and the stream. 26 casualties were found in the unfinished plumbing space and 4 in the stream. Gacy is captured, indicted for 33 killings, and condemned to death by deadly infusion. He endeavored a madness request yet was denied, and was executed on May 10, 1994. There were a few measurable markers that specialists used to attach Gacy to the killings. A portion of these include fiber examination, dental and radiology records, utilizing the disintegration cycle of the human body, and facial reproduction in distinguishing the people in question. Examiners discovered filaments that took after human hair in both Gacy’s vehicle and close to the unfinished plumbing space where the bodies were covered. Notwithstanding these hair tests, specialists likewise discovered strands that contained hints of Gacy’s blood and semen in a similar region. Blood having a place with the casualties was found on a portion of the strands, which would later straightforwardly attach Gacy to the wrongdoings. The strands in Gacy’s vehicle were investigated by scientific researchers and coordinated Piest’s hair tests. Besides, the inquiry canines that established that Piest had been in Gacy’s vehicle demonstrated this by a “demise response”, which told examiners that Piest’s dead body had been within Gacy’s vehicle. Out of Gacy’s 33 known casualties, just 25 were ever decisively distinguished. A large number of Gacy’s casualties had comparable actual depictions and were consequently difficult to distinguish by simply asking general society. To distinguish the people in question, examiners went to Betty Pat Gatliff, a pioneer in criminological science and facial reproduction. Facial reproduction is the way toward reproducing the facial highlights of a person by utilizing their remaining parts. Certain facial highlights, for example, facial structures, nasal structure, and in general face shape can be valuable in recognizing a casualty even long in the afterlife. By utilizing these highlights, and with the assistance of program, scientific specialists can make a picture of an individual’s face, which is instrumental in recognizing casualties after their bodies have rotted. Facial reproduction should be possible in a few measurements. Two-dimensional facial recreations is utilized with skull radiographs and depend on pre-passing photos and data. Notwithstanding, this isn’t really ideal on the grounds that cranial highlights are not generally noticeable or at the correct scale (Downing). To get a reasonable and more precise portrayal of the casualty’s face, a craftsman and a criminological anthropologist are generally vital (Downing). Three-dimensional facial recreation is finished by models or high goal, three-dimensional pictures. PC programs can make facial reproductions by controlling filtered photos of the remaining parts and use approximations to reproduce facial highlights. These will in general deliver results that don’t look counterfeit (Reichs and Craig 491). Now and again, specialists will utilize a strategy called superimposition as a procedure for facial remaking. Shockingly, it’s anything but an ordinarily utilized strategy, as it expects examiners to have some information about the personality of the remaining parts they are managing. By superimposing a photo of a person over the skeletal remaining parts, agents can check whether the facial highlights line up with the anatomical highlights, permitting them to recognize a casualty. On account of John Wayne Gacy’s casualties, specialists had the option to utilize facial reproduction to recognize nine of the bodies found in the unfinished plumbing space. The accompanying realistic shows the facial recon>
Text see of this exposition: This page of the paper has 2111 words. Download the full form above. The United States is home to probably the most famous and productive chronic executioners ever. Names, for example, Ted Bundy, Gary Ridgeway, and the Zodiac Killer have become easily recognized names because of the horrendous idea of their wrongdoings. One of the most productive chronic executioners in American history is John Wayne Gacy. Nicknamed the Killer Clown due to his calling, Gacy assaulted and killed at any rate 33 adolescent young men and youngsters somewhere in the range of 1972 and 1978, which is one of the most elevated realized casualty checks. Gacy’s story has become so notable that his violations have been highlighted in mainstream society and TV shows, for example, American Horror Story: Hotel and Criminal Minds. Criminological science has, and proceeds to, assume a significant function in the comprehending of the case and recognizable proof of the people in question. John Wayne Gacy’s set of experiences of sexual and psychological mistreatment was instrumental in provoking examiner’s curiosity of him as a suspect. John Wayne Gacy was brought into the world on March 17, 1942, in Chicago, Illinois. Being the lone child out of three kids, Gacy had a stressed relationship with his dad, who drank vigorously and was regularly injurious towards the whole family (Sullivan and Maiken 48). In 1949, a contractual worker, who was a family companion, would pet Gacy during rides in his truck; in any case, Gacy never uncovered these experiences to his folks because of a paranoid fear of revenge from his dad (Foreman 54). His dad’s mental maltreatment proceeded into his young grown-up years, and Gacy moved to Las Vegas where he worked quickly in the emergency vehicle administration prior to turning into a funeral home orderly (Sullivan and Maiken 50). As a funeral home chaperon, Gacy was intensely associated with the treating cycle and conceded that one night, he moved into the casket of a perished high school kid and stroked the body (Cahill and Ewing 46). Stunned at himself, Gacy re-visitations of Chicago to live with his family and graduates from Northwestern Business College in 1963, and acknowledges an administration student position with Nunn-Bush Shoe Company. In 1964, Gacy is moved to Springfield and meets his future spouse, Marlynn Myers. In Springfield, Gacy has his subsequent gay experience when a colleague unsteadily performed oral sex on him (London 11:7). Gacy moves to Waterloo, Iowa, and starts a family with Myers. Notwithstanding, after routinely undermining his better half with whores, Gacy submits his previously known rape in 1967 upon Donald Vorhees. In the coming months, Gacy explicitly manhandles a few different young people and is captured and accused of oral homosexuality (Sullivan and Maiken 60). On December 3, 1968, Gacy is indicted and condemned to ten years at the Anamosa State Penitentiary. Gacy turns into a model prisoner at Anamosa and is allowed parole in June of 1970, an only a brief time after his condemning. He had to migrate to Chicago and live with his mom and notice a 10:00PM check in time. Not exactly a year later, Gacy is accused again of explicitly attacking an adolescent kid yet the young didn’t show up in court, so the charges were dropped. Gacy was known by numerous individuals in his locale to be an enthusiastic volunteer and being dynamic in network governmental issues. His function as “Pogo the Clown” the comedian started in 1975 when Gacy joined a nearby “Jaunty Joker” jokester club that routinely performed at raising support occasions. On January 3, 1972, Gacy submits his first homicide of Timothy McCoy, a 16-year old kid venturing out from Michigan to Omaha. Guaranteeing that McCoy went into his room using a kitchen blade, Gacy gets into an actual quarrel with McCoy prior to cutting him over and over in the chest. Subsequent to understanding that McCoy had absentmindedly strolled into the stay with the blade while attempting to get ready breakfast, Gacy covers the body in his unfinished plumbing space. Gacy conceded in the meetings following his capture that slaughtering McCoy gave him a “mind-desensitizing climax”, expressing that this homicide was the point at which he “understood passing was a definitive rush” (Cahill and Ewing 349). Very nearly 2 years after the fact, Gacy submits his second homicide of a unidentified young person. Gacy choked the kid prior to stuffing the body in his wardrobe prior to covering him (Cahill 349). In 1975, Gacy’s business was developing rapidly and his craving for youngsters developed with it. Gacy frequently tricked youngsters under his work to his home, persuading them to place themselves in binds, and assaulting and tormenting them prior to choking them (Cahill 169-170). The greater part of Gacy’s killings occurred somewhere in the range of 1976 and 1978, the first of this time occurring in April 1976. A large number of the adolescents that were killed during this time were covered in an unfinished plumbing space under Gacy’s home. For the rest of the killings, Gacy confessed to losing five bodies the I-55 scaffold into the Des Plaines River; in any case, just four of the bodies were ever recuperated (Linedecker 152). In December 1978, Gacy meets Robert Jerome Piest, a 15-year old kid working at a drug store and extends to him an employment opportunity at Gacy’s firm. Piest illuminates his mom regarding this and neglects to restore that night. The Piest family records a missing individual’s report and the drug specialist illuminates police that Gacy would probably be the man that Jerome addressed about a work. When addressed by the police, Gacy denied any inclusion in Piest’s vanishing. Notwithstanding, the police were not persuaded, and Gacy’s set of experiences of sexual maltreatment and battery incited the police to look through his home. Among the things found at Gacy’s home were a 1975 secondary school class ring with the initials J.A.S., numerous driver’s licenses, binds, attire that was excessively little for Gacy, and a receipt for the drug store that Piest had worked at. Throughout the span of the following not many days, specialists got different calls and tips about Gacy’s rapes and the secretive vanishings of Gacy’s representatives. The class ring was ultimately followed back to John A. Szyc, one of Gacy’s casualties in 1977. Futhermore, after analyzing Gacy’s vehicle, examiners found a little group of strands looking like human hair, which were shipped off the labs for additional examination. That very night, search canines were utilized to distinguish any hint of Piest in Gacy’s vehicle, and one of the canines demonstrated that Piest had, truth be told, been available in the vehicle. On December 20, 1977, under the pressure of consistent police reconnaissance and examination, Gacy admits to more than 30 killings and illuminates his attorney and companion where the bodies were covered, both in the unfinished plumbing space and the stream. 26 casualties were found in the unfinished plumbing space and 4 in the stream. Gacy is captured, indicted for 33 killings, and condemned to death by deadly infusion. He endeavored a madness request yet was denied, and was executed on May 10, 1994. There were a few measurable markers that specialists used to attach Gacy to the killings. A portion of these include fiber examination, dental and radiology records, utilizing the disintegration cycle of the human body, and facial reproduction in distinguishing the people in question. Examiners discovered filaments that took after human hair in both Gacy’s vehicle and close to the unfinished plumbing space where the bodies were covered. Notwithstanding these hair tests, specialists likewise discovered strands that contained hints of Gacy’s blood and semen in a similar region. Blood having a place with the casualties was found on a portion of the strands, which would later straightforwardly attach Gacy to the wrongdoings. The strands in Gacy’s vehicle were investigated by scientific researchers and coordinated Piest’s hair tests. Besides, the inquiry canines that established that Piest had been in Gacy’s vehicle demonstrated this by a “demise response”, which told examiners that Piest’s dead body had been within Gacy’s vehicle. Out of Gacy’s 33 known casualties, just 25 were ever decisively distinguished. A large number of Gacy’s casualties had comparable actual depictions and were consequently difficult to distinguish by simply asking general society. To distinguish the people in question, examiners went to Betty Pat Gatliff, a pioneer in criminological science and facial reproduction. Facial reproduction is the way toward reproducing the facial highlights of a person by utilizing their remaining parts. Certain facial highlights, for example, facial structures, nasal structure, and in general face shape can be valuable in recognizing a casualty even long in the afterlife. By utilizing these highlights, and with the assistance of program, scientific specialists can make a picture of an individual’s face, which is instrumental in recognizing casualties after their bodies have rotted. Facial reproduction should be possible in a few measurements. Two-dimensional facial recreations is utilized with skull radiographs and depend on pre-passing photos and data. Notwithstanding, this isn’t really ideal on the grounds that cranial highlights are not generally noticeable or at the correct scale (Downing). To get a reasonable and more precise portrayal of the casualty’s face, a craftsman and a criminological anthropologist are generally vital (Downing). Three-dimensional facial recreation is finished by models or high goal, three-dimensional pictures. PC programs can make facial reproductions by controlling filtered photos of the remaining parts and use approximations to reproduce facial highlights. These will in general deliver results that don’t look counterfeit (Reichs and Craig 491). Now and again, specialists will utilize a strategy called superimposition as a procedure for facial remaking. Shockingly, it’s anything but an ordinarily utilized strategy, as it expects examiners to have some information about the personality of the remaining parts they are managing. By superimposing a photo of a person over the skeletal remaining parts, agents can check whether the facial highlights line up with the anatomical highlights, permitting them to recognize a casualty. On account of John Wayne Gacy’s casualties, specialists had the option to utilize facial reproduction to recognize nine of the bodies found in the unfinished plumbing space. The accompanying realistic shows the facial recon>
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