Author a 1,200 to 1,400-word critical interpretation of a cultural artifactâmovie, book, TV series, album, work of art, comedy act, monument, historical siteâthat is relevant to one or more of the major themes discussed in our course: the value of the humanities (including the arts), thinking philosophically, the meaning of life, the good life (happiness, pleasure), truth and knowledge, political philosophy and power, philosophy of education, and the existence (or non-existence) of a divine force in the world (God/gods).
What is the meaning of Childish Gambinoâs song, âThis is America,â and music video for the song?
Is the Purge movie series cathartic or does it constitute entertainment violence as Sissela Bok defines the concepts?
Is the R-rating given to Eight Grade (2018) by the MPAA justifiable?
What vision of a meaningful life does Slipknotâs Vol. 3: The Subliminal Verses convey to listeners and how does it relate to existentialism?
How does Twenty One Pilotâs âStressed Outâ question conventional notions of human happiness, and how does it relate to the ideas of Epicurus (or Seneca, etc.)?
How does Edge of Tomorrow (Live. Die. Repeat) (2014) relate to the idea that human beings have a fixed destiny and Sartreâs contention that human beings are condemned to freedom?
Why do I agree/disagree with the vision of a meaningful life projected by the film Seeking a Friend for the End of the World?
What do popular Halloween costumes teach us about dominant American culture? What does it say about our values, fears, conceptions of gender, the good life, fun?
In what way might it be argued that the virtual reality realm of Ready Player One (2018) represents an exemplification of the Nozickâs âexperience machineâ? Do the protagonistâs actions support Nozickâs claim that the pleasure the âexperience machineâ gives us is insufficient for a truly good or meaningful life?
Sample Solution
banks, characteristics explain a substantial part of variation in banks profitability and interest margin. Low capitalization ratio tends to increase banks profitability. Indicating the U.K banks follow a risk seeking approach. Results also indicate that credit risk has a negative impact on ROE and NIM but have a positive relationship with ROA suggesting that banks in the U.K are offering high risk loans which attract a higher rate of interest. However negative impact of overheads on ROE and NIM suggests that lack of confidence towards the management of expenses by U.K banks. One reason could be that they operate in highly competitive environment that has forced banks not to overcharge their customers. On the other overheads has a positive impact on NIM, size. On the other hand inflation has a positive relationship with ROA and NIM suggesting that U.K banks prediction of future banks is accurate and are accordingly managing their operational cost. However, inflation has a negative effect on ROE. In general the results of this stating the support the existing literature and agrees of those of what researchers have quoted. These results indicate that profitability and not interest margin of commercial banks in the U.K is mainly influenced by high lending towards risk seeking approach and a very competitive U.K banking sector. 6.3 LIMITATION OF THE STUDY The data used for analyzing performance and profitability in the U.K commercial banking sector was collected from bank scope database. There has been inconsistency with data and the financial information which had to be researched and analyzed. Firstly the data on priority sector lending had information only on high street banks and was an overall figure. This variable had to be removed from the sample because of this reason. Further, there was an unavailability of a reverse ratio in the U.K, so this variable also had to be excluded. With this regard to the credit risk the data on loan loss provisions and loan loss revenues had a lot of missing data on the balance sheet and income statement, hence, loans and deposits had to be calculated to det>
banks, characteristics explain a substantial part of variation in banks profitability and interest margin. Low capitalization ratio tends to increase banks profitability. Indicating the U.K banks follow a risk seeking approach. Results also indicate that credit risk has a negative impact on ROE and NIM but have a positive relationship with ROA suggesting that banks in the U.K are offering high risk loans which attract a higher rate of interest. However negative impact of overheads on ROE and NIM suggests that lack of confidence towards the management of expenses by U.K banks. One reason could be that they operate in highly competitive environment that has forced banks not to overcharge their customers. On the other overheads has a positive impact on NIM, size. On the other hand inflation has a positive relationship with ROA and NIM suggesting that U.K banks prediction of future banks is accurate and are accordingly managing their operational cost. However, inflation has a negative effect on ROE. In general the results of this stating the support the existing literature and agrees of those of what researchers have quoted. These results indicate that profitability and not interest margin of commercial banks in the U.K is mainly influenced by high lending towards risk seeking approach and a very competitive U.K banking sector. 6.3 LIMITATION OF THE STUDY The data used for analyzing performance and profitability in the U.K commercial banking sector was collected from bank scope database. There has been inconsistency with data and the financial information which had to be researched and analyzed. Firstly the data on priority sector lending had information only on high street banks and was an overall figure. This variable had to be removed from the sample because of this reason. Further, there was an unavailability of a reverse ratio in the U.K, so this variable also had to be excluded. With this regard to the credit risk the data on loan loss provisions and loan loss revenues had a lot of missing data on the balance sheet and income statement, hence, loans and deposits had to be calculated to det>
